Post Office Internet Banking : India Post, Post Office Saving Bank (POSB) provides internet banking facility for account holders. Customers should have a valid active single or joint joint savings account for internet banking. Customers can use internet banking facility on ebanking.indiapost.gov.in. Apart from this, KYC should be a current DoP ATM / Debit Card, Mobile Number, Email Address and Permanent Account Number (PAN). Funds can be sent from one account to another via Internet banking.
Users can also deposit online through their internet banking from Savings Bank account to Recording Deposit (RD) account and Post Office Public Provident Fund (PPF) account. POSB account holders can also open, close, close RD account and fixed deposit (FD) accounts through India Post internet banking facility.
Documents Required In Post Office Internet Banking
Department of Post (DOP) Internet Banking Must be required this documents:
- PAN Number
- Mobile Number
- Email ID
- KYC documents (if not authenticated yet)
- Active Single account or Joint B Savings account
How to Post Office Internet Banking Register & Activate?
Here are the steps to register and activate the India Post internet banking facility:
Follow This steps To You Can Easily Post Office Net Banking Register Online through Mobile or Computer ::
Step 1: Visit the home branch and fill the pre-printed application form
Step 2: Now, submit the application form with the required documents
Step 3: After processing, an SMS alert will be delivered to the registered mobile number
Step 4: Now, open the internet banking page using the URL mentioned in the SMS and use the hyperlink ‘New User Activation’
Step 5: Fill in the necessary details and configure the internet banking login password and transaction passwordStep 6: Now login and configure security questions and answers along with passphrase. The passphrase is a security add-on feature, which confirms that the customer is logging into genuine DOP’s internet banking URL.
Step 6: Now login and configure security questions and answers along with passphrase. The passphrase is a security add-on feature, which confirms that the customer is logging into genuine DOP’s internet banking URL.
On the other hand Fixed Deposit is an instrument for investing money which is very popular among investors. By investing in this scheme you get guaranteed returns.
As such, Post Office has the highest reach and that is why Post Office Fixed Deposit and Post Office Term Deposit are very popular among investors.
Post Office MIS (Monthly Income Scheme) is a safe investment supported by the central government. The post office MIS can be opened by an individual or by 2 to 3 people with similar investment and comes with a tenure of 5 years. Investors with a single account can invest up to Rs 4.5 lakh, while with a joint account, the investment amount can go up to Rs 9 lakh. Post office MIS currently pays 6.6 percent interest on investment.
The post office also offers banking services, and has now started internet banking. Any customer can take advantage of Post Office Savings Bank (POSB) internet banking facility. Customers should have a valid active single or joint joint savings account for internet banking.
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How to activate Post office Internet Banking?
Once the SMS is received, to access post office Internet Banking, one needs to visit https://ebanking.indiapost.gov.in and then click on ‘ New User Activation’. Here, you will have to enter Customer ID which is the CIF ID printed on the first page of your savings account Passbook. The Account ID is your savings account number.
You may be asked to enter a ‘Pass phrase’ which is a security add-on feature. It confirms that you are logging into genuine DOP Internet Banking URL. It should be the same which you have set during your user activation. If there’s a mismatch, do not proceed and report to the post office. Also, you will have to set your login password and the transaction password and also configure security questions. By doing so, your post office Internet Banking will get activated.
Benefits Of Post Office Internet Banking
Here are Benefits of post office internet banking:
- Funds can be transferred from one POSB account to another POSB account either self-payee or third-party payee.
- Users can also make online deposits from savings bank account to recurring deposit (RD) account and public provident fund (PPF) account of post office via its internet banking.
- POSB account holders can even transact, open, close an RD account and fixed deposit (FD) accounts via the India Post internet banking facility.
- Users can also schedule fund transfer once by selecting frequency type ‘Single’ and multiple times by selecting frequency type as ‘Recurring’ for PO savings bank accounts only.
Also read : How to activate Post Office Net banking
>URL for accessing DOP Internet Banking is https://ebanking.indiapost.gov.in
>Valid Active Single or Joint “B” Savings account
>Provide necessary KYC documents, if not already submitted
>Valid unique mobile number
>Visit your home branch, fill the pre-printed application form and submit with required documents.Your DOP internet banking will get activated from next working day.
>Once the request is processed successfully, an SMS alert will be delivered to your registered mobile number.
>Customer ID is the CIF ID printed on the first page of your Passbook.
>Open the DOP Post Office Internet banking page using the URL mentioned in the SMS and use the hyperlink “New User Activation”. Fill the necessary details and configure your Internet Banking login password and transaction password. Now login and configure security questions and answers along with passphrase. These two steps are mandatory for successful activation of your internet banking user ID.
>Security questions and answers are required to use when you forget your Login or transaction passwords or both.
>No, it cannot be same.