Bike insurance is an insurance policy that safeguards you against financial losses that may occur due to unforeseen circumstances such as accidents, thefts, or natural disasters. Generally, before the insurance policy is issued, the insurer does a thorough inspection of the bike, which might take time and cause a delay in policy issuance. In this article, we will guide you through the process of purchasing bike insurance without an inspection.
What is Bike Inspection?
Bike inspection involves conducting a comprehensive analysis of a bike. It is carried out by a surveyor from the insurance company. An in-person inspection of the bike includes checking various parts of the vehicle, such as –
1. The body for any dents and scratches,
2. Tires and wheels for any punctures and cuts,
3. Other damages caused due to wear and tear, etc.
Post-inspection, the bike insurance can be accepted or rejected based on the state of the bike.
How can you buy bike insurance online without an inspection?
Whether it’s purchasing or renewing a bike insurance policy, getting a vehicle inspection is not needed when applying for the insurance online. This process is simple, fast, and safe. It just requires you to fill out an application with your personal information, driver’s license, and details of your bike such as its current image and video.
Upon expiry of the insurance, you can renew it online easily. It also eliminates the need for an agent whose commission has to be paid, making it cost-efficient.
Why should you buy bike insurance online?
Convenient and time-saving
It’s a matter of convenience. You can purchase the policy from the convenience of your home. Moreover, you save time at every step of the process since it does not require a physical visit to the insurer’s office.
There are many options available online, so you must compare the different policies to see which works best for you. Some factors you can use to compare online policies include –
1. Policy price,
4. Claim process, and
5. Coverage options
These factors will help you make an informed decision. You can also get first-hand feedback through reviews left by customers to get an unbiased opinion about the policy.
Minimal documentation required
One of the benefits of buying insurance online is the reduced role of paperwork. You do not have to provide numerous photocopies of documents. With an online purchase, you can apply for the insurance at the click of a button, from filling out the forms and uploading the required documents to making the payment.
24/7 Customer service
Queries and doubts can be solved easily online. Most insurance websites have a live chat feature that lets you get instant assistance. You can also speak to the customer service team to get verbal assistance. So, there is no need to depend on any agent, moreover, there’s no hassle of waiting in line.
Gone are the days when you would have to go to your chosen insurance company’s branch offices to buy bike insurance. Now, you can purchase insurance online and enjoy the benefits of convenience, speed and hassle-free experience. Best of all, it doesn’t require an in-person inspection which helps save time and money and stress.
Chola MS offers its extensive bike insurance policy and promises a stress-free ride! Visit the website to learn more about the benefits offered and to know more details about the online insurance purchase process.